As poor as a church mouse.
I recently heard about some mice eating candles in a church.

Make do and mend.
This is something which poor people have to do and the more fortunate have a choice in.

Waste not, want not.
This is used in T.H. White’s novel “The Master” to great dramatic effect.   If money and resources are saved by avoiding waste, they will last longer.

Stony broke.
Out of funds.

Spent up.
Having used up one’s budget.

They are in straitened circumstances.
They have less to live on than previously so that their standard of living is lower.  Straitened is an old-fashioned word for narrowed.  Those with the most money have the most choice.

You’ll have to tighten your belt.
 There is less food on the table, so everyone’s waist measurement will drop.

 Pocket money.
Money given to children once a week for them to spend (or save) as they liked, in the hope that they would learn how to manage money.

Money in hand.
This is money over after something has been budgeted for and paid for.

Cash in hand.
This has been in the news recently.

They’ve fallen on hard times.
Their financial situation is worse than it used to be.

You look as if you’ve lost five pounds and found sixpence.
Something that was said to someone looking miserable.  The ratio of loss to gain here is 200.

 Don’t bank on it.
This might not happen, so don’t make any decisions assuming that it will.

A spendthrift.
I’ve known that this means someone who spends their money, but it perhaps means that they spend their savings as well as their income.

 A miser or skinflint.
This is the opposite-someone who can’t bear to spend money.

 Money’s no object to them.
This describes people who seem to have plenty of money and spend it freely.  Object here means aim.

 There isn’t much he wouldn’t do for money.
This could apply to someone who knows the price of everything and the value of nothing.

 Beggars can’t be choosers.
If you have to ask someone else for something, you have to be thankful for whatever they decide to give you.

 He who pays the piper calls the tune.
Conversely, the person who pays has choice.  This must go back to the days when traveling musicians went from place to place.

I’ll give you a penny to go and play in the next street.
I always thought that the music must have been awful.  Noisy children played outside, too.

Don’t go empty-handed.
When you visit someone it is good manners to take a gift, often food or drink. 

Pay your way.
Don’t let other people treat you all the time.  Sometimes,It is your round”.

 “Hear all, see all, say nowt, eat all, sup all, pay nowt and if tha does owt for nowt, allus do it for tha sen.”
This is a well-known saying from Yorkshire.  (Nowt is nothing, owt is anything allus is always and tha sen is yourself.)

 At a price.
This always means a high price and not always just money.

 Ill-gotten gains.
Another biblical quotation.  This one is from Proverbs Ch 28 v16 (NIV) A tyrannical ruler lacks judgment, but he who hates ill-gotten gain will enjoy a long life.

Talking shop.
Talking about work or another subject that only some of those present are interested in-  which will lead into my next post about communicating.